ahead

Mint alternatives

Life after Mint: the alternatives, honestly.

Mint shut down for good in March 2024. Intuit moved everyone to Credit Karma, which kept accounts and transactions but not budgets. If you’re still looking for a replacement, here’s every serious option, what it costs, and who it’s for. Yes, we make one of them. We’ll say so when another one fits better.

Try it free

Free for 14 days, no card needed. Connect your bank, or type it in yourself.

The short version

  • Closest to Mint: Monarch. Budgets, net worth, and investments on one dashboard, $99.99 a year.
  • Still free: Credit Karma (where Mint went, no budgets), Rocket Money’s free version, and EveryDollar’s free version (you type everything).
  • To change habits: YNAB, $109 a year.
  • To see the months ahead: Ahead, $36 a year. Simplifi projects balances too.

What happened to Mint

Intuit announced the shutdown in late 2023 and turned Mint off for good on March 23, 2024. Everyone was pointed to Credit Karma, which Intuit also owns. As reported at the time, accounts, balances, net worth history, and about three years of transactions moved over. Budgets didn’t: Credit Karma doesn’t do them.

The other thing that didn’t survive: free. Mint paid for itself with ads and offers. Nearly every good replacement charges a subscription, which is honestly better for you (you’re the customer, not the product), but it’s a change.

What to look for in a replacement

  • What it costs over a year, not per month. Monthly billing usually costs more.
  • How you try it. Some trials want a card up front; some don’t.
  • Which way it looks. Most apps show where your money went. A few show where it’s going.
  • Your bank. Credit unions and small banks are where connections break most; check yours is supported.
  • Your devices. Not every app has Android, or a web version.

The alternatives

  1. AheadThat’s us

    Best for: Knowing where checking lands at the end of every month, this year and next, with your bank doing the typing.

    Price
    $36 a year, or $4 a month. 14 days free, no card.
    The months ahead
    The whole point: every month ahead, and the day checking runs lowest.

  2. Monarch

    Ahead vs Monarch

    Best for: Couples and households who want everything (budget, net worth, investments) in one place, and don’t mind paying for it.

    Price
    Core: $99.99 a year, or $14.99 a month. Plus: $199.99 a year.
    The months ahead
    A calendar of upcoming bills. Long-range net worth forecasting (years and decades) on Plus, desktop only.

  3. YNAB

    Ahead vs YNAB

    Best for: People ready to budget hands-on every week, who want a strict method to get off the paycheck-to-paycheck treadmill or pay down debt.

    Price
    $109 a year, or $14.99 a month. No free version.
    The months ahead
    No balance forecast, on purpose. You plan with money you already have, not money that’s coming.

  4. Rocket Money

    Ahead vs Rocket Money

    Best for: People who mostly want to find subscriptions and get them canceled, with a free or cheap app, more than they want to plan.

    Price
    Free version. Premium: pick your price, usually $7 to $14 a month. Premium+: $15 a month.
    The months ahead
    Bills due before your next payday, and a “safe to spend” number. Nothing past that payday.

  5. Copilot

    Ahead vs Copilot

    Best for: Apple people who want the best-looking automatic tracker and don’t need to plan months ahead.

    Price
    $95 a year, or $13 a month. No free version.
    The months ahead
    A list of upcoming recurring bills. No balance forecast: its cash flow only looks at what already happened.

  6. Simplifi

    Best for: People who want a cheap, simple app that shows where their balances are headed.

    Price
    $83.88 a year ($47.88 the first year on a promo). Yearly only.
    The months ahead
    Projected balances for each account, up to a year out, from your recurring bills and income.

  7. EveryDollar

    Best for: Ramsey fans and beginners who want a strict zero-based monthly budget, free if they’ll type in transactions.

    Price
    Free version (you type everything). Premium: $79.99 a year, or $17.99 a month.
    The months ahead
    Within the month: Premium matches bills to paydays. No balance forecast past that.

  8. Tiller

    Ahead vs Tiller

    Best for: Spreadsheet people who want their bank data flowing into a sheet they fully control.

    Price
    $99 a year. No monthly plan, no free version.
    The months ahead
    Not built in. Community-made forecast templates exist; Tiller doesn’t support them.

  9. Credit Karma

    Best for: Former Mint users who only want to see their accounts and spending in one place, free.

    Price
    Free (it makes money recommending cards and loans).
    The months ahead
    No budgets and no forecast. Accounts, transactions, net worth, and spending by category.

Which one, by what you used Mint for

  • Seeing everything in one place, free: Credit Karma, or Rocket Money’s free version.
  • Budgets by category: Monarch is the closest thing to Mint. EveryDollar is free if you don’t mind typing.
  • Getting serious about habits or debt: YNAB.
  • Bills, and whether the months ahead work: Ahead. Simplifi also projects balances, up to a year out.
  • Canceling subscriptions: Rocket Money.
  • All Apple, all polish: Copilot.
  • Spreadsheets: Tiller, or our free budget spreadsheet.

Questions people ask

Is Mint coming back?

Nothing suggests it. The old Mint website now points to Credit Karma.

What’s the closest thing to Mint?

Monarch is the most common pick: budgets, net worth, and investments on one dashboard, and it can import old transactions from a CSV file. It costs $99.99 a year.

Is there still a free Mint alternative?

Credit Karma (where Mint went) is free but has no budgets. Rocket Money and EveryDollar both have free versions, with bank syncing on EveryDollar reserved for Premium.

What happened to my Mint data?

If you moved to Credit Karma before the shutdown, your accounts, balances, and about three years of transactions went with you, as reported at the time. Budgets didn’t make the trip.

See where your money lands.

Try all of Ahead free for 14 days. No card, and it takes about a minute to set up.

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