A bill tracker that does its own typing.

Here’s where most bill trackers get it wrong. Your phone bill is charged to a credit card, and then you pay the card from checking. Count both and you’ve paid the phone bill twice, on paper.

Ahead files every bill under the card it’s charged to. The card gets one line, the amount you’ll actually pay from checking, and the bills riding on it sit underneath, where you can see them. The card payment itself is never counted a second time.

When a payment posts, the bill ticks itself off for the month. Something paid every other week fills in like a pie, one slice per payment. Linked cards and loans fill in upcoming months with the statement amount and the due date, straight from the lender.

Anything you type yourself wins, always.

Every charge gets sorted by rules: “when the merchant contains COMCAST, it’s Internet.” Ahead writes rules on its own from merchants it knows, and says why and how sure it is. Fix one yourself and your rule wins from then on. Every rule can be edited or switched off.

Ahead doesn’t pay your bills, and it won’t cancel subscriptions or haggle with your cable company for you. It can’t move money at all, on purpose. If you want a service that negotiates bills, that’s Rocket Money’s thing; here’s how they compare.